A tipped glass jar spills silver and copper coins across a table in warm light.

Benefits

The benefits of a free ATM in your business.

A free placement program puts an ATM on your floor without the purchase, cash float or repair bills. Placed well and serviced properly, it gives customers a way to get cash without leaving — here’s what to expect, honestly.

What to expect

Cash for your customers, and no machine for you to run.

A visible ATM can give people who need cash a reason to stop in, and a way to get it without leaving — whether you’re in the Bay Area or elsewhere we serve. Our team loads, inspects and repairs the machine, and under our placement program your business isn’t charged for any of it. Ready to start? Here’s how to get an ATM for your business.

BayTMOPENATM INSIDEATMWELCOMEInsert cardPlease takeyour cashTHANK YOULoaded & serviced by BayTM
They stop in for cash. We look after the machine. Illustration
  1. 01

    Zero investment, zero fees

    Under our placement program, your business isn’t charged for the machine, installation, cash loading, repairs or service, and there’s no monthly fee. Customers who withdraw pay a convenience fee, which funds the service.

  2. 02

    A reason to stop in

    People who need cash look for a nearby ATM. A visible “ATM inside” sign can bring some of them through your door instead of someone else’s.

  3. 03

    Customers don’t have to leave

    When customers can withdraw cash on site, some of it is likely to be spent with you — on a second round, a bigger order or an impulse buy. When they leave to find an ATM, some don’t come back.

  4. 04

    A convenience customers remember

    Reliable access to cash — for tips, cash-only vendors or splitting a bill — is a small reason to choose you over the business down the street.

  5. 05

    Professional service, 24/7 support line

    Our machines are loaded and inspected by trained professionals on a regular schedule. Our support line is available 24/7, and under our placement program repairs are included.

  6. 06

    Receipt couponing

    Every withdrawal prints a receipt — and we can print your promotion on it. A happy-hour reminder or a loyalty offer reaches customers at the moment they have cash in hand.

Placement vs. ownership

Why not just buy your own ATM?

You can, and for some cash-heavy businesses it makes sense. Owning means you earn the surcharge income but carry the costs and the work. Here’s how the two compare. See also the ATM cost guide → and merchant-owned ATMs → Leasing instead? Read ATM lease vs. free ATM placement →

BayTM placementOwning your own
Upfront cost$0Several thousand dollars for the machine
Cash in the machineFunded by BayTMYour own cash, tied up around the clock
Loading and cash handlingOur trained teamYou, or an armored-car contract
Repairs and maintenanceIncluded; support line open 24/7Your problem — and your bill
Connectivity and monitoringIncludedYou set it up and pay for it
Compliance and software updatesHandled by BayTMYour responsibility
Minimum volumeNoneMachine must earn back its cost
Liability for the cashBayTM’s, as set out in the agreementYours — shortages, errors and theft
Customer convenience feeFunds the machine, cash and serviceYou manage it, along with cash, loading and repairs

Get started

Put a free ATM to work for your business.

Tell us about your location. We’ll review it, answer your questions and recommend the right machine and placement — at no cost and no obligation.

$0 to your business · No obligation · We reply within one business day

Or call (510) 747-8021

Call (510) 747-8021Get my free ATM